So prior to marriage I had no debt at all, aside from the mortgage. After divorce I am drowning in debt. This begs the obvious question, “Am I better off on my own?”.
During the relationship and subsequent marriage, I always paid for everything. Every single direct debt, bill and unexpected costs. I guess this was ok as it was never ever questioned, it was expected. However, there is the obvious resentment of previous posts where I describe how I had paid off her credit cards, whilst she was having an affair.
To get divorced added 4.5K to my debt, plus the few hundred a month I have to give to the ex for ‘the children’. Net result, after the divorce, my little pot of spare money has dwindled even further through no fault of my own.
I have done internet dating but when you have little spare income, even going on dates eats into your finances. So this raises the big question of loneliness vs debt freedom. Are you happy being on your own clearing your debt, or happy meeting someone new and clearing the debt slowly?
Think about it, no relationship means no birthdays, valentines days and Christmases. That’s a huge saving! Add in romantic gestures (and I am a real romantic sod!) and treats and you see the picture. I have been single for a while now and I am not as lonely as I thought. Possibly as I have several brown letters a week to keep me hiding away!
Also, if hugely in debt, what do you really have to offer someone? Who wants to take you on? I suspect nobody.
You have to admit it, having nobody other than your children and immediate family to pay money out on, it’s a tempting reality!