a week of being thrifty

I would have loved to have done this experiment by choice, but sadly it was out of necessity.  As you all know, my readers, money is very tight right now.  So I am trying to find multiple ways to get round this problem.

This week I formulated a plan to see how little I could actually spend in a week, and what I could cut out.  Don’t get me wrong, I have cut back on a lot already, but this was a little extra.

The key is lunch, don’t eat one!   Or…don’t take your wallet!  I’m not joking…if you eat a decent breakfast and drink a few pints of water you can last.  Also, if you buy a pack of 6 apples and 6 bananas from your local supermarket then that is your lunch for the week.  I also declined the lunch visits to the local village with work colleagues where pastry shops live!

Dinners are easy, I spend a lot of time on the web entering various competitions but this time I spent time looking at local shopping deals.  Being as all the major supermarkets are within 5 minutes driving distance from my home this made sense.  I managed to get a week’s worth of shopping for myself and the kids for twenty pounds.  Never underestimate the power of looking up voucher codes, or 2 for 1 offers.  They save you a fortune.

I also have a bike, and I have used it a fair bit.  Saves on driving.  The bike also adds to my chin up bar, push up bars and swiss ball.   This means I cancelled the gym membership too, as I only really used it for heavy weights, running machine and to sob gently in the steam room where nobody could see me!

I detest being in this position at my age but needs must.  As I live on my own, it only matters that the kids have healthy, good food to eat and the bills are paid.   Which they are.

Even the usual threatening letter from the HMRC yesterday didn’t make me break into a nervous sweat, as it threatened me with a debt collector.  This is no bad thing as they phone you anyway and you can negotiate a payment.  Again that is thrifty, why you ask?  Well, the HMRC won’t put me on a payment plan so they pass the debt to a debt collection agency.  But, that afore mentioned agency are happy to accept a payment plan as long as they get the money.  How ironic eh?  The irony being that if you flip the HMRC the bird and ignore the letter, you get a better deal.  That is only for fines of course, not major debt.

So, not a bad week, still got money in my wallet which is very rare nowadays.

lost a bit of weight too..not sure if that is the lack of food or stress!

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