Weird isn’t it? I have done absolutely everything possible to hide this nightmare from my family, and I mean everything. Largely due to pride and the fact I desperately tried to fix this.
We all know my reasons, I hate being the black sheep of the family. I am the only one who is divorced, who’s wife had an affair and ran off, the single parent struggling…….I could go on.
The thing is, it is down to pride but also I have always been able to fix things. By hook or by crook I have paid so much money back and even this month I have paid off another £700 from other debts than the HMRC ones. But I think it has been obvious from my demeanour something is dreadfully wrong. I know I have been very quiet and generally downtrodden, and I haven’t meant to be, but when you are beaten you are beaten.
Weirdly, I spoke to a financial specialist today about IVA’s. It is the ONLY debt solution that will allow tax debt to be included, so I was considering this and thought maybe, just maybe, I would be able to keep this a secret.
Then my mum rang tonight.
It doesn’t matter how old you are, they always know. The normal conversation then cut short with “can’t you tell me what is wrong?”. tried to get away with it but then she countered with “tell me about your tax debt and how I can help?”. How did she know you wonder? Well, my mail was redirected, she kept a couple back and opened them and was shocked at the content of the letters, or more to the point “the disgusting wording of the letters”.
However, I haven’t told the whole truth yet, I have told her I am still looking at options but I immediately felt better.
How did she know eh? I don’t mean because she read the letters, but how did she know there was something seriously wrong? You see, part of me is never to have a breakdown, I just go quiet and look at options myself. I don’t think I have been massively different but obviously I was.
Perhaps, this is life telling me I have tried every option and now to go with the obvious one and get help from my family. And I have tried everything as you know.
Decisions still to be made but a door has been opened, so if I come clean it won’t be a complete shock.