I chat a lot with Debt Therapy Scotland (@debttherapyscot), sharing my experiences and reading some of their reader’s stories. I have agreed to post something from them. So many helpful links here, and I hope it helps some of you. Perhaps if I have had access to some of this I could have progressed faster.
10 Best Personal Finance Blog Reads From Around The Web
We’ve been reading a lot of personal finance blogs lately and it’s high time we shared some of these excellent reads with you! There is so much useful information out there from UK personal finance bloggers on how to manage money, pay off debt and save money.
Here are our top 10 favourite blog posts in recent weeks:
If you’re looking for motivation to pay off your debt, check out how Ricky from Skint Dad is intending to kick debt’s butt. In this post, Ricky explains his financial situation in full and how he’s planning to tackle his debt.
If you’re living in Scotland and wanting to clear your debt, you might find Debt Therapy Scotland’s site useful. They provide all sorts of info on a trust deed in Scotland as well as Debt arrangement schemes and sequestrations.
Pauline from the Savvy Scot wrote about some ways to make money with what you already have. The great part about making money with things you’ve already acquired is that there is no risk or extra costs involved. Read Pauline’s post for some useful money making ideas.
Graham from Moneystepper wrote Britain’s Not Ready for Retirement! In this post, Graham takes a close look at statistics revealed by AXA Self Investor and explains why some people in Britain aren’t saving enough for retirement. He also provides a helpful formula for working out how much to save.
There was a helpful post over at Money Bulldog about what information doesn’t go on your credit report. Common misconceptions have been debunked about whether certain personal details are made available and whether council tax arrears and parking fines for example are included.
Abi from Bunny on a Budget wrote about cheap things to do at home with the kids. There’s no doubt that entertaining kids can be expensive, especially during school holidays. Yet there are many fun things to do at home with the kids which will not only keep them busy, but won’t drain your pocket either.
If you can relate to debt stress, you might like this post from Debt Spot on Dealing with the Stress of Debt. There are some good coping strategies in this article along with an important message about seeking help if needed.
Joe from Budget Breakaway highlighted some of the common reasons why you may not be approved for your mortgage. If you earn under £25K per year as an individual or are self-employed, you may be affected. Read his post to find out more.
Andy from Be Clever With Your Cash wrote about why you shouldn’t ignore spam text messages. He explained how he’d recently been caught out and lost money due to deleting spam messages without reading them. Please head on over to his site to read more.
Richard from Frugality Magazine wrote about 4 proven ways to accelerate your early retirement plans. If retiring early is one of your financial goals, check out this post to see whether these strategies could benefit you.
We hope you enjoyed these great personal finance reads as much as we did! Please check our blog again soon for more posts like this. In the meantime, you’d like to talk to someone about your debt, please get in touch.